Car accidents can happen when we least expect them, leaving us shocked, stressed, and unsure of what to do next. If you’re involved in a collision in San Diego, knowing the right steps to take can protect your safety, your rights, and your potential insurance or legal claims. This guide will walk you through exactly what you should do after a car accident in San Diego, from the moments immediately after the crash to handling the days and weeks that follow.
1. Stay Calm and Check for Injuries
The first priority after a car accident is safety. Take a deep breath and assess the situation. Check yourself and your passengers for injuries. If anyone is hurt, call 911 immediately and request medical assistance.
In California, if the accident causes injury or death, you are legally required to remain at the scene until help arrives. Leaving could lead to serious legal consequences, including hit-and-run charges.
2. Move to a Safe Location
If your vehicle is in a dangerous spot—such as blocking traffic on I-5, I-8, or another busy San Diego road—move it to a safe location if possible. Turn on your hazard lights to alert other drivers.
If the vehicles are not drivable, exit safely and wait in a secure area away from traffic.
3. Call the Police
In San Diego, you should call the San Diego Police Department or California Highway Patrol to report the accident, especially if:
- Someone is injured or killed
- There is significant vehicle or property damage
- The other driver is uncooperative or appears intoxicated
A police report can be valuable evidence if you need to file an insurance claim or take legal action.
4. Exchange Information with the Other Driver
California law requires drivers to exchange certain details after a collision. Be sure to collect:
- Full name and contact information
- Driver’s license number
- Vehicle registration and license plate number
- Insurance company and policy number
Be polite, but avoid admitting fault at the scene. Even a simple “I’m sorry” can be used against you later.
5. Gather Evidence at the Scene
If you’re able, document the accident while the details are fresh:
- Take photos of the vehicles, damage, skid marks, and surrounding area
- Capture images of street signs, traffic lights, and weather conditions
- Get contact information from witnesses
- Write down the time, date, and location of the crash
This evidence can help your insurance adjuster and, if necessary, your San Diego personal injury lawyer build a strong case.
6. Seek Medical Attention
Even if you feel fine, it’s important to get checked by a medical professional after a car accident. Some injuries, such as whiplash or internal bleeding, may not show symptoms immediately.
In addition, medical records will be crucial if you decide to file a claim for accident-related injuries.
7. Notify Your Insurance Company
Contact your insurance company as soon as possible to report the accident. Provide accurate details, but avoid speculation about fault until all facts are clear. If legal issues arise, especially those involving potential criminal charges, consulting a Criminal Defense Attorney San Diego can help protect your rights.
California is an at-fault state, meaning the driver who caused the accident (or their insurance) is responsible for covering damages. Your insurance provider will investigate the accident and work with the other driver’s insurer to determine liability.
8. File a DMV Report if Required
If the accident caused injury, death, or property damage over $1,000, California law requires you to file a Report of Traffic Accident (SR-1) with the California DMV within 10 days—even if the police have already taken a report.
Failure to do so can result in license suspension.
9. Consider Consulting a San Diego Car Accident Lawyer
If you’ve been injured or suffered major losses, speaking with an experienced San Diego car accident lawyer can help protect your rights. Lawyers can:
- Handle communication with insurance companies
- Gather additional evidence
- Negotiate for a fair settlement
- Represent you in court if necessary
Many personal injury attorneys in San Diego work on a contingency fee basis, meaning you pay nothing unless they win your case.
10. Be Cautious with Insurance Adjusters
Insurance adjusters may seem friendly, but their goal is to minimize payouts. Be careful with what you say and avoid signing anything without understanding it fully.
If you hire a lawyer, direct all insurance communication to them.
11. Keep Records of Everything
Maintain a file with:
- Police reports
- Medical bills and records
- Vehicle repair estimates
- Correspondence with insurance companies
- Any lost income documentation
These records will help prove your damages if you need to make a legal claim.
12. Take Care of Yourself After the Accident
Car accidents can be physically and emotionally draining. In addition to medical treatment, consider:
- Rest and physical therapy for injuries
- Counseling if you experience anxiety or PTSD symptoms
- Taking time off work if needed to recover
Frequently Asked Questions (FAQ)
Q: Do I have to report every car accident in San Diego?
No, but you must report accidents involving injury, death, or significant property damage to the police and the DMV.
Q: What if the other driver has no insurance?
If the other driver is uninsured, you may need to file a claim through your own uninsured/underinsured motorist coverage.
Q: How long do I have to file a lawsuit after a car accident in California?
The statute of limitations for personal injury claims in California is generally two years from the date of the accident.
Final Thoughts
Knowing what to do after a car accident in San Diego can make a big difference in your recovery and your ability to protect your legal rights. Stay calm, put safety first, document the scene, and get the right legal and medical help as soon as possible.
If you’ve been injured and need guidance, don’t hesitate to reach out to a reputable San Diego car accident lawyer who can fight for the compensation you deserve.